Comparing Car Insurance Rates

Things To Consider When Comparing Car Insurance Rates

You’re getting a new car! Maybe it isn’t brand spanking new, but that’s okay. It’s your new baby and you love it. Now you need to get insurance on it. You plan to shop around, getting several quotes – good going! Comparing car insurance rates is the best way to know you’re getting the right price for your new baby.

While Shopping For Quotes

Be accurate and honest. Don’t try to fudge answers – chances are, the company will find out anyhow, and then it will cost you more. Just assume they’ll pull your driving record (they will) and your credit report (they can) and let them know about any tickets or accidents. Be sure to declare all potential drivers in the household – even if you don’t want them insured on the policy, the company needs to know they exist. (For example, your teenage son who doesn’t quite have his license but knows where the keys to the Camry are kept.) If your information isn’t accurate and you have an accident, there is a chance they won’t have to pay after all, depending on the circumstances.
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